Money Smarts for Growing Hearts is a joyful, hands-on guide designed to help parents nurture financial confidence and generosity in children ages 3–7. Through playful lessons, real-life activities, and the cheerful guidance of "Captain Coverage"—the book's friendly financial superhero—families discover how everyday moments can become powerful teaching opportunities about saving, spending, sharing, and giving. Author David T. Harris, founder of Green Life Financial Group, combines heartfelt storytelling with practical tools that make money concepts simple, engaging, and meaningful. Parents learn how to use grocery trips, allowances, games, and family discussions to introduce core financial values like budgeting, goal-setting, and gratitude. Each chapter builds on the last, helping children understand that money is more than numbers—it's a way to practice decision-making, kindness, and responsibility. From the "Three-Jar Method" to creative giving projects and family "money chats," Money Smarts for Growing Heart transforms financial literacy into a shared adventure. With reflection questions, worksheets, and real-world examples, this book empowers families to grow financially confident kids who are not only money smart but also heart strong—ready to build a future rooted in wisdom, compassion, and lifelong financial well-being .